house for sale

The house is situated in the heart of the old capital of Bulgaria - city of Veliko Tarnovo. In the quarter of Varusha, where you can still feel the old spirit of the Renaissance epoch. What is specific for the quarter is the authentic houses, the quietness and the tranquility.

Specifications: The house is two-storey and after partial repairs. There is another old building, which can be rebuild and used as a summer kitchen or a guest house. The property is with a small yard /174 sq.m./.

Disposition: First floor - living room, kitchen, bathroom with WC, corridor. Inner staircase ledas to the second floor - bedroom, storage, corridor and 20 sq.m. balcony. There is an outside WC and two storages outisde the house.

Garage: There is one parking lot.

accents

• Quiet and calm quarter;
• Panorama to the city and Tsarevets hill;
• Excellent residential area;
• Very good investment opportunity

Why you trust us...

When organizing your trip to Bulgaria to view or purchase property it is very important that your trip is free from any troubles so you can focus on the main reason for your trip - to choose the right property. We, at  Mirela Real Estate agency will be more than happy to organize your viewing trip to Bulgaria.

Before you come to Bulgaria we can organize or recommend a number of hotels providing accommodation.

On arrival you will be greeted by a friendly and highly trained representative.

Afterwards we will arrange for you the viewing of properties you may be interested in at any time convenient to you. At that time you will be accompanied by an experienced and qualified employee of ours to provide consultancy, interpretation and assistance when required.

Mortgage Loan possibilities...

You can rely on a Mortgage Loan from a Bulgarian bank that will finance your purchase, even if your income originates from another country. Mirela Real Estate agency has a partnership with leading Bulgarian Banks based on a licensed contract, by the force of which we represent them, a sign of respect and trust. Our credit specialists offer consulting services to our foreign clients and this service is free.

Here are the main characteristics of a standard mortgage loan in Bulgaria are, as stated by two of the leading banks in the country - United Bulgarian Band and First Investment Bank.

UBB - United Bulgarian Bank

The client segments are the citizens of the European Union, USA and Canada. The minimum amount of the credit is Eur 7500, the maximum is Eur 250 000 for a period of up to 20 years. A person must be at least 23 years old to be considered eligible and the age plus the loan period shouldn't exceed 65 years. For the first year the interest rate is 1.5% or 5.9% for the first 3 years. There is a standard interest rate for the rest of the loan period which is 6.5%. The bank has an application fee of BGN 20 and an administration fee of 0.5%. The prepayment fee is 5%.

First Investment bank

Every able local or foreign citizen is considered an eligible borrower. However, if the acquired property is a plot, a local citizen should acquire a property. There are no limits concerning the maximum loan amount. The maximum term is 240 months with a loan purpose - acquisition of a real estate.

There is an option of a period when the borrower pays only interest which may be up to 12, 24 or 36 months. After it equal monthly installments during the loan term are paid. In case of overdue payments the bank charges a penalty interest rate. The application fee is Eur 50 and the management fee is 2%. You can read more on the fees and charges on their website. The applicant's income should be 1.50 times the monthly installments. The minimum income that should remain per member of the household is 500 Eur for adults and 250 Eur for children.

The term for approving the application is usually up to 2 days.

Finishing and furnishing...

For owners of properties in Bulgaria, interested in renting their premises or for those who want to feel their property like a real home we can take up organization and control or full completion of construction or repair works. Mirela Real Estate Agency is in partnership with companies that offer complete line of furnishing services including ready set furniture packages that meet the requirements of the rental management companies. If you prefer our partners can help you design an ideal interior to suit your taste and style, and completely furnish the property  so that  everything is ready for you.

Construction type: brick

Year of construction: 1974 Year

Bathrooms: 1

Balconies: 1

Joinery: PVC

• Planning permission granted
• Electricity
• Pipings
• Sewerage

Renting in Bulgaria - how to find a good property to rent

 You are looking for property to rent. You have often heard of the specific character and the problems related to renting property and as a result you hesitate what step to take. The best decision is to take advantage of the great experience of Mirela Real Estate Agency both as a mediator and a consultant in all kinds of property deals.

A team of specialists, whose expert assessment and professional attitude you can absolutely trust in the process of seeking, finding and renting the property that corresponds to your needs, is waiting for you in our Residential, Office and Commercial Property Rentals Department.

Here we offer to your attention thorough information concerning the process of renting property step by step, including important highlights and advice to facilitate your search.

Getting familiar with our offers

The simplest and the easiest way is to visit our websites.

You can choose from the Menu on the left the property type that fits your requirements most precisely.

From the top red bar click on Search, and you will be able to make a detailed search of offers. The information for you to fill in includes property type, location - city/village and district, price, number of bedrooms, floor, area and other preferences such as telephone, security, mortgage, garage, etc. For plots, land and terrains you have a choice of several additional option - planning permission granted, electricity, pipings, sewerage, planning permission, industrial construction, or residential building.

Only verified and up-to-date offers, together with excellent descriptions and a large number of photos are presented on our web site.

You can examine the offer that attracted your attention by clicking on it. You will see all the details of the property, its location on the map, the name of the broker who you could ask questions concerning the particular ad, as well as a huge amount of useful information from the menus Possibilities and Links on the right.

If you still find it difficult to choose, ask for assistance. Give us a call or e-mail us at our e-mail addresses - you will receive an exhaustive answer immediately.

Specifying your search parameters

It is of primary importance on this stage of the renting process, before beginning the viewing trips, that all the criteria and parameters of the property you search for are specified. You can rely entirely on your broker from Mirela Real Estate Agency for advice and feel free to ask any question that bothers you. There is an inquiry form available consisting of information that you fill in (with information for you to fill in), such as:

• description of the tenant (single, family)
• nationality
• reason for stay
• duration of stay
• preferred location of the property
• square surface, number of bedrooms (working rooms)
• furniture
• garage
• other requirements (elevator, central heating, bathrooms,
  fire-place, balcony, etc.)
• budget
• rental price - at the expense of the tenant or of the company that employs him

Being familiar with your requests, we will choose the most suitable offers and they will be presented in the most appropriate way for you.

After you have chosen and approved of particular offers, the signing of the contract is started.

Intermediary property rental contract

The intermediary contract regulates strictly the relation between the clients and Mirela Real Estate Agency as well as the remuneration sum which is 50% (VAT excluded) of the contractual monthly rent, which is paid only once, in case we have found the property you searched for.

The contract also fixes the discounts offered to our regular clients (see our 'Special Client Service').

Upon request, an exclusivity contract is signed (meaning the client accepts working only with Mirela Real Estate Agency until the realization of the rental deal) which grants to the client a commission discount.

Viewing trips

The most significant part of our work together are the viewing trips of the property you have approved of beforehand. They are made at a time convenient for you, taking into account the landlord's availability. As a rule, a broker from the Rental Department is present at all viewing trips and he/she is ready to answer all questions that may arise and to provide full assistance and professional advice.

For properties of distant location (mainly houses and storehouses), the agency provides a car. For a number of viewing trips with clients without personal transport, Mirela uses the service of a taxi company, with which it has established relations.

Usually after a precise selection on the part of the tenant, second viewing trips of the chosen, property are made.

All viewing trips are included in the Register in the Order Contract.

Rental Contract

When the tenant has finally chosen a certain property, we proceed to signing a rental contract. We offer a compact, but exhaustive version of the contract with interlingual renditions for our foreign clients.

What follows is correction and coordination by both parties - tenant and landlord.

Verification by a notary public is not necessary, with the exception of unusual cases, and the expense is paid upon agreement.

On the Rental Contract effective date, a taking-over certificate is signed, which is an indispensable part of the contract, describing the state of the property, the furniture, the technical appliances and the objects inside as a guarantee that the estate will be returned in the same condition.

Payment of the intermediary service commission

All clients of Mirela Real Estate Agency have two ways to pay the intermediary service commission - either cash or through bank transfer.

In the first case the sum is paid in the Rental Department, for which the client receives a payment receipt.

For bank transactions we have provided a BGN and foreign currency account.

Important!

• To show our care and respect for our clients, Mirela Real Estate Agency offers a wonderful opportunity for companies whose managers and employees we offer accommodation to: 10% discount from the commission for the clients of the Rental Department Office for all deals following the first one.

• As an additional service, used predominantly by our foreign clients, Mirela offers assistance in accommodating the tenant, providing security guard for the property, or recommending a company for a single or regular cleaning, finding  a butler, etc.

Smile - it is easy with us!